Now that the Affordable Care Act (ACA) is law, health insurance will be mandatory for everyone* beginning January 1, 2014. If you already have health insurance you don’t need to do anything. If you currently do not have health insurance, you have from October 1, 2013 to December 31, 2013 to enroll in a plan. If you live in Rhode Island, you’ll use HealthSource RI.com to apply for coverage, compare plans, and enroll.
If you don’t have access to a computer or just need help, experts are available to help you navigate the application process. Beginning October 1, you will be able call 401-222-5192 to talk to an expert. You can also make an appointment to talk to someone at a health center in your area. Call 1-855-447-4774 to make an appointment.
- An overview of the new program
- Listings of upcoming educational presentations from around the state
- Key features of the Affordable Care Act
|BLACKSTONE VALLEY COMMUNITY HEALTH CARE INC||Pawtucket||(401) 722-0081|
|COMPREHENSIVE COMMUNITY ACTION||Cranston||(401) 467-9610|
|EAST BAY FAMILY HEALTH CARE||Newport||(401) 848-2160|
|NORTHWEST COMMUNITY HEALTH CARE||Pacsoag||(401) 567-0800|
|PROVIDENCE COMMUNITY HEALTH CENTERS, INC||Providence||(401) 444-0400|
|THUNDERMIST HEALTH CENTER||Woonsocket||(401) 767-4100|
|TRI-TOWN ECONOMIC OPPORTUNITY COMMITTEE||Johnston||(401) 351-2750|
|WOOD RIVER HEALTH SERVICES, INC.||Hope Valley||(401) 539-2461|
*You ARE NOT required to have health insurance if:
- You have to pay more than 8% of your income for health insurance premiums
- Your income is too low for you to pay taxes (In 2013, that’s $9,750 for a single person)
- Your religion exempts you
- You’re an undocumented immigrant
- You’re in jail
- You’re a member of a Native American tribe
If you are not exempt, the penalty for not having insurance is either a set amount of money or a percentage of your income—whichever is greater.
- In 2014: $95 or 1% of your income (whichever is greater)
- In 2015: $325 or 2% of your income
- In 2016: $695 or 2.5% of your income